Trending Discussions
How do you handle deals where the borrower's FICO is 620 but everything else is strong?
Got a borrower with 620 FICO but: - 15 years of real estate investing experience - 12 successful flips in the last 3 years - 35% down payment - Property in a strong market (Denver)…
Title issues that kill deals at the last minute — how to prevent them?
I've had 3 deals in the past year die at closing because of title issues that weren't caught early. Mechanic's liens, old judgments, easement disputes. These are things that could …
Social media for deal sourcing — LinkedIn vs Instagram vs Facebook groups?
I've been trying to figure out which social media platform is worth my time for deal sourcing. I've heard LinkedIn is good for professional networking, Instagram for brand building…
Vetting Lenders: How I Evaluate Their Actual Underwriting Speed and Certainty of Close
Hey everyone, Amy Kowalski here. I wanted to share my approach to evaluating a lender's operational efficiency, specifically their underwriting speed and certainty of close. We all…
Seeking Bridge Lender for $1.5M Light Industrial Acquisition, 70% LTC, 1.1 DSCR (Charlotte, NC)
Hey everyone, Layla Simmons here from Simmons Mortgage. Hope you're all having a productive week. I'm working on placing a deal for a client and would appreciate any lender recomme…
First closing coming up — what do I need to know?
I have my first deal closing next week! It's a $350k bridge loan. I'm excited but also nervous. What should I be doing in the days leading up to closing to make sure it goes smooth…
Cross-collateralization — when does it make sense?
I have a borrower who owns 4 free-and-clear properties and wants to pull cash out to fund a new acquisition. One option is cross-collateralizing all 4 to get a larger loan. Another…
Is anyone using social media to generate broker leads? What's actually working?
trying to figure out if i should be investing more time in instagram/linkedin/tiktok for lead gen. feels like everyone is doing it but idk if it actually converts. anyone have real…
Vetting Lenders: How do you assess their actual deal flow and capacity?
Hey everyone, Amy Kowalski here. I've been seeing a lot of discussions lately about vetting lenders, and one area I always dig into, beyond just rates and terms, is their actual de…
Seeking Lender for $950k Mixed-Use Acquisition, 70% LTV, 1.1 DSCR, 3-unit (Denver)
Hey everyone, Layla Simmons here from Simmons Mortgage. I've got a deal I'm trying to place and would appreciate any lender suggestions or insights, especially from those who've do…
Appraisal came in $80k low — what are my options?
ugh. had a deal that was sailing along and the appraisal just came back $80k below the purchase price. borrower is at 72% LTV based on the purchase price but now it's 81% based on …
Mezzanine financing — has anyone actually used it?
I keep hearing about mezzanine financing as a way to fill the gap between senior debt and equity. Has anyone actually structured a deal with mezz? What types of deals does it work …
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